> ## Documentation Index
> Fetch the complete documentation index at: https://docs.epay123.net/llms.txt
> Use this file to discover all available pages before exploring further.

# Independent Stores

**Target users**

* Global online buyers
* Region-specific buyers

**Current collection issues**

* PayPal / credit card: strict risk control, delayed payouts
* Local processors: hard to integrate, limited to local currency

**ePay advantages**

* Easy integration for global stablecoin checkout
* Multi-chain, multi-currency support
* T+1 fiat withdrawal to global banks